VZP, Maxima, Slavia, Uniqa Health Insurance for Foreigners in Czech Republic
Czech 'Complex Care' Health Insurance
'Complex Care' Health Insurance is meant for:- 3rd-Country National, extending a long-term D-Visa (except employee visas)
- 3rd-Country National, with a temporary residence permit
Maxima 'Complex Care' health insurance
 |
Maxima STANDARD 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
||||
|---|---|---|---|---|---|
| Age | standard 6 months, Man or Woman |
standard 12 months, Man or Woman |
standard 24 months, Man or Woman |
standard 27 months, Man or Woman |
|
| 1*-5 | - | 18.000 CZK (1.500CZK/m) |
36.000 CZK (1.500CZK/m) |
- | |
| 6-60 ** |
7.500 CZK (1.500CZK/m) |
12.000CZK (1.000CZK/m) |
23.000 CZK (960 CZK/m) |
24.000 CZK (889 CZK/m) |
|
| 61+ | - | 36.000 CZK (3.000CZK/m) | - | - | |
** it is possible to choose virtually any amount of months for insurance.
|
Maxima PREMIUM 'Complex Care' health insurance (CZ and Schengen-zone coverage) ** |
||
|---|---|---|---|
| Age | premium 12 months, Man | premium 12 months, Woman | |
| 1*-15 | 19.200 CZK (1.600 CZK/m) |
19.200 CZK (1.600 CZK/m) |
|
| 16-50 | 19.200 CZK (1.600 CZK/m) |
48.000 CZK (4.000 CZK/m) |
|
| 51-60 | 24.000 CZK (2.000 CZK/m) |
24.000 CZK (2.000 CZK/m) |
|
| 61+ | 42.000 CZK (3.500 CZK/m) |
42.000 CZK (3.500 CZK/m) |
|
* Maxima does not insure newborns and children under 1 year, but pregnant woman can use the standard 'Complex Care' insurance instead of a special insurance.
STANDARD (Schengen)
- Total limit CZK 1,5 mio. (in case of a possible change of the exchange rate of €, the insurer guarantees to provide a minimum cover in the amount of € 60 000)
- Limit for one insured event is 1,5 mio CZK, repatriation expenses limit is 300.000 CZK, a total limit of dental treatment is CZK 5.000
PREMIUM (Schengen)
- Total limit of coverage is 2 million CZK (in case of a possible change of € exchange rate, the insurer guarantees to provide a minimum cover in the amount of € 60 000)
- Limit for one insured event is 1,5 mio. CZK, repatriation expenses limit is 300.000 CZK, a total limit of dental treatment is CZK 15.000
Download terms and conditions here: Maxima_VPP_810.pdf (CZ)
ONLY Maxima refunds money for unused months !!!
- If you change from 'emergency' to 'complex care'
- In case your visa (extension) is refused
- In case you leave Czech Republic earlier
PVZP 'Complex Care' health insurance
 |
PVZP 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
||
|---|---|---|---|
| Age | standard 'Complex Care' * |
'Complex Care' + professional sports * |
'Complex Care' + pregnancy/birth *** |
| 6-11 | 15.000 CZK (1.250 CZK/m) |
- | - |
| 12-17 | 15.000 CZK (1.250 CZK/m) |
34.800 CZK (2.900 CZK/m) |
24.000 CZK (2.000 CZK/m) |
| 18-44 | 18.000 CZK (1.500 CZK/m) |
52.800 CZK (4.400 CZK/m) |
48.000 CZK (4.000 CZK/m) |
| 45-69 | 18.000 CZK (1.500 CZK/m) |
52.800 CZK (4.400 CZK/m) |
- |
| 70+ | 36.000 CZK (3.000 CZK/m) |
- | - |
Tourists pay 100 CZK/month extra, and for work purposes 150 CZK/month extra.
* minimum payment 4 months,
** minimum payment 12 months
PVZP discounts:
Students between 18 and 26 get 20% discount,min. payment 6 months + proof of study (not older than 30 days)
Children between 0 and 5: 20% discount, if parent has insurance for min. 6 months
Download terms and conditions here: KZPC-PP-EN.pdf (EN)
Slavia 'Complex Care' health insurance
Ask for an offer!Download terms and conditions here: ext-195.pdf (CZ, EN, RU, VI document)
Uniqa 'Complex Care' health insurance
 |
Uniqa 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
||||
|---|---|---|---|---|---|
| Age | standard 'Complex Care', Man * |
standard 'Complex Care', Woman * |
pregnancy, birth 'Complex Care', Woman ** |
||
| 0-4 | 21.600 CZK/y (1.800 CZK/m) |
19.200 CZK/y (1.600 CZK/m) |
- | ||
| 5-9 | 14.400 CZK/y (1.200 CZK/m) |
14.400 CZK/y (1.200 CZK/m) |
- | ||
| 10-14 | 12.000 CZK/y (1.000 CZK/m) |
12.000 CZK/y (1.000 CZK/m) |
- | ||
| 15-19 | 12.000 CZK/y (1.000 CZK/m) |
12.000 CZK/y (1.000 CZK/m) |
60.000 CZK/y (5.000 CZK/m) |
||
| 20-24 | 12.000 CZK/y (1.000 CZK/m) |
14.400 CZK/y (1.200 CZK/m) |
60.000 CZK/y (5.000 CZK/m) |
||
| 25-29 | 13.200 CZK/y (1.100 CZK/m) |
13.200 CZK/y (1.100 CZK/m) |
66.000 CZK/y (5.500 CZK/m) |
||
| 30-34 | 13.200 CZK/y (1.100 CZK/m) |
13.200 CZK/y (1.100 CZK/m) |
66.000 CZK/y (5.500 CZK/m) |
||
| 35-39 | 13.200 CZK/y (1.100 CZK/m) |
13.200 CZK/y (1.100 CZK/m) |
66.000 CZK/y (5.500 CZK/m) |
||
| 40-44 | 14.400 CZK/y (1.200 CZK/m) |
14.400 CZK/y (1.200 CZK/m) |
- | ||
| 45-49 | 14.400 CZK/y (1.200 CZK/m) |
14.400 CZK/y (1.200 CZK/m) |
- | ||
| 50-54 | 16.800 CZK/y (1.400 CZK/m) |
16.800 CZK/y (1.400 CZK/m) |
- | ||
| 55-59 | 19.200 CZK/y (1.600 CZK/m) |
18.000 CZK/y (1.500 CZK/m) |
- | ||
| 60-64 | 36.000 CZK/y (3.000 CZK/m) |
33.600 CZK/y (2.800 CZK/m) |
- | ||
| 65-69 | 54.000 CZK/y (4.500 CZK/m) |
50.200 CZK/y (4.200 CZK/m) |
- | ||
* Uniqa is expensive for people who do sports (between 8.000/m and 16.000/m) or pregnant women but is for certain age groups cheaper than Maxima.
* minimum payment 6 months, maximum 27 months
** minimum payment 12 months, maximum 27 months
Uniqa summer discounts per 13/07/2011:
Students between 10 and 24 pay 800 CZK per monthStudents between 25 and 39 pay 900 CZK per month
For any gender and any age up to 50, 24 months for 23.000 CZK
How to purchase health insurance from Alexio:
Please give us a call at 739 45 96 53 -or better- contact us on this email address: insurance@alexio.czto book a visit to our office on Václavské Námestí / metro exit Můstek.
We will explain what you need for a visa / residence permit, select the right kind of health insurance and help you with the paperwork.
It is also possible to do everything by email, in that case you will receive the insurance papers by mail within a couple of days after payment.